| BANKING IN THE FLORIDA PANHANDLE |
| FLORIDA PANHANDLE BANKS |
| 1st National Bank and Trust-Several Locations |
| Captial City Bank-Tallahassee |
| Citizens Federal Savings Bank of Port St. Joe-Port St. Joe, Apalachicola, Mexico Beach |
| Columbia County Bank-Lake City |
| First City Bank-Ft. Walton, Destin |
| First Navy Bank-Pensacola |
| Gulf State Community Bank-Apalachicola, Carrabelle, Eastpoint, St. George Island |
| Horizon Bank of Florida-Pensacola |
| People's First Community Bank-Several Locations |
| Premier Bank-Tallahassee |
| Regions Bank-Several Locations |
| SouthTrust Bank-Several Locations |
| The Warrington Bank-Pensacola |
| SunTrust-Several Locations |
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